A project to achieve or a dream to fulfill?
Questions to which you don’t find the answer?
Or simply reorganize you personnal or business finance?
You have difficulty making it to the end of the month, financial difficulties?
Francois Bougie,
I am here to accompany you, we can do everything together!
100% independant, 100% advisory service, NO financial product to sale!
Why consulting an independant financial planner?
Thanks to my experience and acquired professional formations, I can help you choose the wisest financial decisions, free of external influence, (financial situation, fiscability, retirement, family and personnal situation, risk management (insurance, diseases, loss of revenue, etc), for inheritance and after death matters), so you are capable of managing your risks and take the good decisions for you financially, without negleting any element. This is why consulting a financial planner like me is benefiting you! My role is to make sure that all aspects of your finances are optimal, function of the unique person you are! Moreover, as I am an INDEPENDANT financial planner, I have no monetary incentive whatsoever on your financial decisions.
about me
I am Francois Bougie, a devoted, trustful and accessible professional who takes the time to listen, to understand (including reading between the lines…) and to personnaly advise you. This is how you will get a customised plan built for you and the answers to your questions, function of your sole interest!
In addition to my 7 years as a professional in financial planning, I also have a wealth of experience of more than 16 years as a financial controller in a private company.
I am a university graduate in business administration(B.B.A), with concentration in general accounting, finance and international economy. I am also graduate of the Institut de Planification Financière (previously known as IQPF), as well as duly registered with the Autorité des marchés financiers (AMF, licence number: 222621), which officially gives me the tittle of financial planner.
So no matter what is your questionning, the project or the event that challenges you without knowing how to approach it or respond to it with peace of mind, do not hesitate to reach out to me. I am here to help!
ABOUT planification financière fb
Since 2018, Planification Financière FB is offering an independant, objective and professional advisory service. This constitute an ideal choice for whoever wishes benefiting of the expertise of a financial planner outside of traditionnal channels (essentially within banks, private management firms or financial service offices, which all have financial incencitives over their proposed products).
Services
According to your needs
The advisory service offered by Planification Financière FB covers all aspects of financial planning, on the base of billable honorary, without any other financial product to sell. It is adressed to individuals, to self-employed workers and to entrepreneurs.
The role of a financial planner is first and foremost like a ‘chef orchestra of your finances’; it is essential to establish a relationship of trust, in order to be transparent and provide the necessary instructions, so that he can clearly understand you and your objectives. After all, a good advise can only be one if based on the right informations in a true situation!
So whether it is for a global analysis of your current and future situation, or maybe to answer to a specific mandate regarding precise point of your situation, Planification Financière FB is here to help you concretely and with complete confidence.
First meeting (functioning)
In general, there will be a preliminary meeting, in person or remotely, during which we will identify and determine your needs and expectations, and answer to your questions. Once done, we establish the informations and documents needed to analyze your case. The duration of this first meeting varies from 30-45 minutes up to 2 hours, depending on the scope of the mandate and the complexity of your situation.
Analysis and writing
Afterwhile, I do the analyzes and necessary calculations (on the base of collected informations and assumptions/hypotheses), I make my recommandations and write down the whole in a report, which will become your guide to successfully completing your projects and achieving your goals.
final meeting
After, we meet for a second time. At this ‘‘final meeting’’, I give you the report and together, we go through it to explain the analyzes and recommandations to you. This way, I make sure you understand well everything, that your needs and questions are all answered and also to indicate you how to proceed regarding the actions you will have to take, if applicable. The duration of this second meeting varies from 30 minutes up to 2 hours.
With a financial planner in your life, you will have peace of mind if any major economic event were to affect your plan (for example: pandemic, stock-market crash, etc.). We will be able to quickly access wheter there is an impact on it, thanks to my computerized work tools, all at no additional cost. Finally, since there is no one identical, there is abviously the possibility to make a follow-up of your plan, depending on your needs and your preferences.
Competences/complementary services
Out of my rich experience as a financial controller, I have other skills I can make self-employed workers and entrepreneurs benefit, such as:
Analyze your budgets, financial statements and income tax declarations and find out, if applicable, financial of fiscal unefficiencies.
Elaborate with you strategies of retribution and retention of your human resources (salary, bonification plan, settling group insurance plan and/or a retirement plan, offering financial planning services to key employees) and fiscal optimization of owners/partners retribution.
Setting up an accounting system (charter of accounts).
DO NOT HESITATE TO CONTACT ME FOR ANY OF YOUR QUESTIONS, IT WILL BE MY GREAT PLEASURE TO ANSWER!
Schedule
For a meeting in person:
From Monday to Friday, between 7h00 to 17h00
For a phone/remote meeting:
From Monday to Friday, between 7h00 to 20h00
N.B. Meetings can be held at my office, at your home or at your workplace. For confidentiality matter, public places are not recommanded. It is also possible to meet by phone or remotely, if necessary. My traveling is cost-less within 30 minutes of Saint-Eustache.